An Overview of Credit Basics

Many people have little understanding of the fundamentals of using credit, even those who have good credit. If a basic finance course was mandatory in high school, American consumers would save billions of dollars by better managing their credit. That course is not mandatory, but I have written an article that will appear in First Time Homebuyer Magazine. Entitled An Overview of Credit Basics, it answers the following questions:

  • What is a credit report and how does it affect your loan?
  • What are credit scores?
  • How does ordering a credit report affect my score?
  • How can I establish credit?
  • How can I maintain my good credit?
  • How can I repair or improve my credit?
  • How can I correct errors in my credit report?

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